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How Much Can I Get Pre-Approved For?
That depends on a varying amount of factors such as
your income, job history, and how much you pay out
compared to what you take in – what we refer to in
the industry as debt ratio.
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How
Much Will My Down Payment Be?
Typically lenders require at least a 10% down
payment. But it could be less depending on the type
of vehicle. Our experts work to get you the lowest
down payment possible.
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I Went Through a Divorce Which Hurt My Credit – Can
I still Qualify?
Our partners evaluate your entire situation and look
for the compensating factors in your file.
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I’m a First Time Buyer, Can I Qualify?
Sure, again we will evaluate your complete
application. We look at residence time, job time,
income, and stability. All play important factors in
getting you approved.
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Will a Co-Signer Help Me Get Approved?
A strong co-signer will help tremendously in getting
you approved. A strong co-signer can help lower your
down payment, lower your interest rate, and get you
an overall lower payment.
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What if
I’ve Had Bankruptcy?
Typically lenders like to see bankruptcies
discharged. But each case is unique so there are no
standard guidelines.
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Can I Use My Trade As Down Payment Money?
Yes!!! Trades with positive equity (low balance
compared to value) or clean title trades can be used
as down payments.
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Who Will Contact
Me?
One of our affiliated dealer experts in your area
will contact you to directly to review your
application and get any additional information
needed to get you approved.
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How Long
Will the Process Take?
We realize your time is valuable and all efforts are
made to give you an answer within the same business
day you apply. In most cases we can have you in the
drivers seat within 24 hours.
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