In submitting this credit application, I/We certify that the information provided on this application is, to the best of my/our knowledge, complete and accurate. I/We understand that the Dealer and financial institution(s) will rely on this information to judge my/our credit worthiness, and will retain this application and information about me/us whether or not this application is approved. Further, I/We authorize an investigation of my/our credit and employment history, in conjunction with which my/our credit report(s) may be obtained from one or more consumer credit reporting agencies. I/We understand that false statements may subject me/us to criminal penalties. I/We further understand that the Dealer and/or the financial institution(s) that evaluate my/our application may require additional information.

FAIR CREDIT REPORTING ACT DISCLOSURE: I/We understand that this application for credit will be submitted by the dealer to various financial institutions for evaluation. Before this application is submitted, the Dealer will disclose to me the name and addresses of each institution that will receive copies of this application.


Privacy Policy

  1. We collect nonpublic personal information about you from the following sources:
    - Information we receive from you on applications or other forms;
    - Information about your transactions with us, our affiliates or others; and
    - Information we receive from a consumer reporting agency.
  2. We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may make such disclosures about you as a consumer, customer, or former customer.
  3. We may also disclose nonpublic personal information about you as a consumer, customer, or former customer, to non-affiliated third parties as permitted by law.
  4. We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

COMMITTED TO YOUR PRIVACY!
Your privacy is important, so we have created the following Privacy Policy to let you know what information we collect when you visit our web site, why we collect it, and how it is used. This Privacy Policy applies to all information that you provide electronically, whether you provide the information through www.CarolinaCreditYes.com (the "Site"), or through other means. Additionally, this Privacy Policy applies to any personal information obtained from your (and, if applicable, your family's) use of the Site. This Privacy Policy does not apply to any information that you may provide to third parties; for example, other sites linked to this Site. You should contact such third parties directly to determine their respective privacy policies. This Privacy Policy is governed by our Terms of Use. We may periodically make changes to this Privacy Policy. It is your responsibility to review this Privacy Policy frequently and remain informed about any changes to it, so we encourage you to visit this page often. We believe very strongly that private information should remain private. We would like to hear your feedback about this statement. If you have comments or questions, please email us by clicking here.

SPECIAL NOTE ABOUT CHILDREN
This Site is not intended for or directed to persons under the age of 18. We do no not provide services for children. We do not knowingly solicit data from children and does not knowingly market to children. By providing us with any information, you represent to us that you are 18 years of age or older.

WHAT INFORMATION DO WE COLLECT FROM YOU? WHY?
We collect and maintain a variety of information about you to assist you in the purchase an automobile and the securing of automobile financing. The information we maintain includes, among other things:

We will only export data and information you provide us on this Site in accord with our Terms of Service.

CONTACTING YOU
CCY.com uses your personally identifiable information to communicate with you in the event we have any questions with regard to your online information form. We may also contact you to tell you about products and services provided by our other affiliates and other third-party organizations.

HOW DO WE PROTECT INFORMATION WE COLLECT?
We offer secure web pages to collect certain kinds of user information and we store certain kinds of data in encrypted form. We follow reasonable technical and management practices to help protect the confidentiality, security and integrity of data stored on our system. While no computer system is completely secure, we believe the measures implemented by our web site reduce the likelihood of security problems to a level appropriate to the type of data involved. Your information is protected in accordance with our Security Policy.

HOW LONG DO WE KEEP USER INFORMATION?
We generally keep user data on our server or in our archives for as long as we reasonably need it. We may alter this practice according to changing requirements. For example, we may delete some data if needed to free up storage space. We may keep other data for longer periods if the law requires it. In addition, information posted in a public forum could stay in the public domain indefinitely. Data management requests are administered in an orderly manner to the extent feasible and within our direct control. Please note that we have greater control over recently collected data than over archived data. Once data is removed from the system and archived, it may not be feasible to accommodate specific requests. In those cases, our general data retention policy applies.

YOUR CONSENT TO THIS POLICY
By using this Site, you agree to this Privacy Policy. This is our entire and exclusive Privacy Policy and it supersedes any earlier version. Our Terms of Use take precedence over any conflicting Policy provision. We may change our Privacy Policy by posting a new version of the policy on this page, which it is your responsibility to review frequently.

You agree NOT to use the Site to:

  1. Upload, store, post, email, disseminate, or otherwise transmit any: (a) material that is inaccurate, unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, sexually explicit, libelous, invasive of another's privacy, hateful, racist, bigoted or otherwise objectionable, (b) material that you do not have a right to transmit under any law or under contractual or fiduciary relationships, (c) material that infringes any patent, trademark, trade secret, copyright or other proprietary right of any party, (d) advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation, except where specifically permitted, or (e) material that contains software viruses, worms, trojan horses, time bombs, canelbots, or any other malicious or invasive computer code designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; (f) engaging in any other activity deemed by Monarch Auto Sales to be in conflict with the spirit or intent of this Site;
  2. Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity;
  3. Promote any other personal, public or commercial entity;
  4. Forge headers or otherwise manipulate identifiers in order to disguise the origin of any material transmitted through the Site;
  5. Interfere with or disrupt the Site or servers or networks connected to the Site, or disobey any requirements, procedures, policies or regulations of networks connected to the Site;
  6. Try to gain access to areas that are private to Lookslike, Inc. or to other eBizAutos users and/or members;
  7. Violate any applicable local, state, national, or international law or any regulation having the force of law;
  8. Stalk or otherwise harass another;
  9. Harm minors in any way, including, without limitation, to establish unlawful contact with minors (whether on or off the Site);
  10. Collect or harvest screen names;
  11. Collect or store personal data about other users of the Site; or solicit or attempt to discover a user's password, screen name, or other registration information without the user's express knowledge and consent;
  12. Promote or provide instructions of information about how to engage in illegal conduct or commit illegal activities, promote physical harm or injury, or promote any illegal act; or store any information or use any web page or directory you create for remote loading or as a door or signpost to another web page, whether inside or outside the Site.

Without limiting the foregoing, we and our designees shall have the right to remove any material that violates this Agreement, that we believe in good faith may create liability for us, or that we deem is otherwise objectionable. You acknowledge and agree that we may preserve material and may disclose material if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce this Agreement; (c) respond to claims that any material violates the right of third parties; or (d) in our sole judgment, protect the rights, property, or personal safety of Monarch Auto Sales and its users and the public.